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Guide to Bank Charges

The Office of Fair Trading lost its legal battle over bank charges following a shock announcement by the Supreme Court in 2010. In a move that stunned campaigners, the Supreme Court went against...

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Guide to Current Accounts

In its simplest form a current account enables you to do two things: Deposit money into a bank Take money out of a bank The purpose of a current account is for general day to day use – paying your...

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Credit Unions

What are Credit Unions? Not much is advertised about them, but if you’re looking to alternatives to banks then a Credit Union may be an option for you. You may not know it, but there probably is a...

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Will the Eurozone Crisis Hit UK Mortgages, Savings & Family Life?

As a result of the Eurozone crisis, mortgage rates are rising and the hardest-hit are the young and the old – but some will benefit There won’t be queues of distraught elderly savers outside collapsing...

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Dollars, euros and pounds – All you need to know about conversion rates

Have you ever wondered why, when you leave the country, your dollar doesn’t buy you the same amount of stuff that it does in the US? Well it’s all down to monetary conversion rates, or exchange rates,...

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Guide to Online Banking

Online banking is when you access your bank accounts via the internet through a secure portal. Over recent years online banking has become increasingly popular with both banks and their customers....

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Banks Face Action Over The Selling Of Packaged Bank Accounts

Packaged accounts usually charge a monthly fee for added benefits such as insurance or ticket discounts bundled with a standard current account. The Financial Services Authority (FSA) says one in five...

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Make Money from Finding Forgotten or Old Assets

As the old adage goes, “Every Little Helps” and for many reclaiming or finding old or forgotten assets you didn’t know you had can give you a nice little bonus. For some reclaiming money rightfully...

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Our Top Banking Tips

Your Saving Angels love to preach and one of our favourite subjects is encouraging people to take responsibility for and more importantly, take control of their own finances. While we have tips on how...

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Banking Myths

There are several well-worn myths regarding banking that have been known for years, but simply no longer apply in modern times. In this article, Your Saving Angels explores some of the most common...

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