Guide to Bank Charges
The Office of Fair Trading lost its legal battle over bank charges following a shock announcement by the Supreme Court in 2010. In a move that stunned campaigners, the Supreme Court went against...
View ArticleGuide to Current Accounts
In its simplest form a current account enables you to do two things: Deposit money into a bank Take money out of a bank The purpose of a current account is for general day to day use – paying your...
View ArticleCredit Unions
What are Credit Unions? Not much is advertised about them, but if you’re looking to alternatives to banks then a Credit Union may be an option for you. You may not know it, but there probably is a...
View ArticleWill the Eurozone Crisis Hit UK Mortgages, Savings & Family Life?
As a result of the Eurozone crisis, mortgage rates are rising and the hardest-hit are the young and the old – but some will benefit There won’t be queues of distraught elderly savers outside collapsing...
View ArticleDollars, euros and pounds – All you need to know about conversion rates
Have you ever wondered why, when you leave the country, your dollar doesn’t buy you the same amount of stuff that it does in the US? Well it’s all down to monetary conversion rates, or exchange rates,...
View ArticleGuide to Online Banking
Online banking is when you access your bank accounts via the internet through a secure portal. Over recent years online banking has become increasingly popular with both banks and their customers....
View ArticleBanks Face Action Over The Selling Of Packaged Bank Accounts
Packaged accounts usually charge a monthly fee for added benefits such as insurance or ticket discounts bundled with a standard current account. The Financial Services Authority (FSA) says one in five...
View ArticleMake Money from Finding Forgotten or Old Assets
As the old adage goes, “Every Little Helps” and for many reclaiming or finding old or forgotten assets you didn’t know you had can give you a nice little bonus. For some reclaiming money rightfully...
View ArticleOur Top Banking Tips
Your Saving Angels love to preach and one of our favourite subjects is encouraging people to take responsibility for and more importantly, take control of their own finances. While we have tips on how...
View ArticleBanking Myths
There are several well-worn myths regarding banking that have been known for years, but simply no longer apply in modern times. In this article, Your Saving Angels explores some of the most common...
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